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Nursing Insurance in Mundelein, Libertyville & Vernon Hills, IL

As a nurse, your proximity to patients means you're legally responsible for what happens in your presence. Unfortunately, even when you're doing your best, dissatisfied patients may hold you liable for problems outside of your ability to control.

Nursing insurance provides coverage for claims that go beyond what your school or employer provides (including incidents they don't cover or that exceed their policy limits), allowing you to have a sense of security and perform your job with the confidence that comes from being protected. Common uses for this coverage include:

  • Defendant expenses
  • HIPAA fines or penalties
  • License protection
  • Lost wages
  • Reimbursing patients for losses they may sustain while in your care

It is important to keep in mind that your workplace's insurance will not protect you from every problem that can occur. For example, if a complaint is filed with your local board of nursing and you need to fight it, you may be on your own unless you have individual insurance that can reimburse you for your expenses.

Nursing Malpractice Insurance

Accusations of malpractice have been on the rise, particularly as nurses are required to take on more responsibility. That's all the more reason to get an individual insurance plan as soon as you can, because the coverage provided by your practice or hospital may not be enough to pay for a malpractice suit.

The best way to obtain coverage against malpractice suits is to talk with a Schultz Insurance Services Inc agent about what you do in your workplace and what kind of risks or exposures you may face. Different offices ask nurses to do different tasks, and you don't need to pay for coverage on anything that's not your responsibility.

You may need insurance of this type even if you are not a nurse, but are performing any of the tasks normally associated with nursing. This includes volunteering to help care for others, with or without a license. If you're unsure whether or not you need nursing insurance in your current situation, talk to one of our agents and find out for sure.

 

1. "Patient Assessment: Roles of RNs and LVNs." National Nurses Organizing Committee. Accessed April 11, 2016. http://www.nationalnursesunited.org/page/-/files/pdf/nursing-practice/advo-alerts/rn-lvn-role-assessment.pdf.

2. "Malpractice Suits Against Nurses on the Rise." Announcements & Articles - The Law Office of Deborah L. Phillips. Accessed April 11, 2016. http://www.dprnesq.com/pages/news/malpractice-suits-against-nurses-on-the-rise.

Our Location

Schultz Insurance Services, Inc.

505 E. Hawley St. #220
Mundelein, IL 60060
Main office: 847-970-5524
Fax: 847-388-4746

Our Providers

Testimonials

Very good company. I've been with them for 15 years . They always on top of thing's and they have the best customer service.
H Hamza
Mike is great! Always personable, timely, helpful, and extremely competitively priced.
Corey
Best insurance company I have ever worked with. They are efficient, professional and very competitive in price. Premium Heating & Cooling.
Premium Heating & Cooling
Schultz Insurance provides top-quality customer service. When we need Certificates, Bonds and/or Special Coverages they are quick to respond, which in turn keeps our customers happy.
Markgraf Heating and Air -Long Grove
I own a business for 12 years and from my first day on I'm dealing with Mike Schultz for all my business & health insurance, He is very knowledge about his work and he always found a great - but most important for me is he is always available when I need him.
Mike M
Schultz Insurance always provides excellent service. They are professional and quick to respond to our changing insurance needs. They are committed to knowing their customers and finding the best insurance coverage to fit their situation.
M. Small
We've worked with Mike for many years. He has always done great work. Always professional and provides excellent service.
S Sundquist
When we have questions, concerns or need service Schultz Insurance has always been there for us.
Austrian Bakery